Prior to my freak-out over paying off our mortgage, we had the sort of well-stocked emergency fund that I urge everyone to build, and especially variable income having, self-employed folks like us. A full six months of months of expenses were socked away for minimal life support + a growing pot of savings for an … More Rethinking our emergency fund
It finally dawned on me to start creating a blog post for every hike my son and I take as we slowly push through our project of hiking the entire 310-mile Superior Hiking Trail (SHT), which runs from the Minnesota – Wisconsin border all the way up to Canada, in chunks. Not only could it … More The Ultimate Triathlon: Hike, Bike, and Pay Off Mortgage
Yesterday I sent out the following image, urgently on Instagram: To my dismay, I had discovered that my harvest had no destination. The Whole Foods Co-op and Mount Royal had ample stock to get them through to this coming Thursday, my main delivery day. I’ve been doing a small Monday harvest as a backup, so … More Brains, brawn, and commerce for a great day. Plus, a business update.
In the current economic pinch it seemed crazy to drive a 2,932-pound Prius 18 miles round-trip just so I could ski a few miles in circles. The Piedmont ski trails currently have the best classic ski conditions around, however, and my family relationships don’t do well when exercise and time outdoors are curtailed. The day … More Working through the anxiety
An automated children’s allowance, funded through the Bank of Dad, and brought to fruition through recent advances in technology, has permanently solved a conundrum I’ve kicked around for years. We’ll tweak things along the way, but the basic system is now fixed for our remaining half-decade of parenting minor children. No more flailing around or … More Allowances can be Financial Dynamite for your family. FamZoo will help you get there.
Being the only child of a broken home is the gift that keeps on giving. Nearly every day, since about the age of seven, has found me fretting about how thee heck both of my parents will navigate retirement after a lifetime of insufficient financial planning, chronic indebtedness, and singleness for as far as the … More Radical Finances for the Self-Employed Household
Accounting use to be a major chore. Last summer, in the midst of 80-100 hour workweeks focused on building my farm into a workable business, I neglected this task for about 75 days. I logged in to my accounting thingy, and was nearly swept away by the deluge of transactions that had automatically fed into … More Ditch the screen. Old fashioned, minimalist accounting by pencil and paper for your small business.
I was handed the $10 bill for a past bulk delivery of microgreens. What a surprise! I excitedly told my friend that Alexander would be joining our family on a cross-country trek through the Smoky Mountains. Perhaps he’d make it all the way down to the ocean with us! Alas, it wasn’t meant to be. … More Household economy stabilizing through family businesses
The mid-life crisis rolls on. Choppy seas consistently threaten to swamp our little life raft. In and through the turmoil, however, actual progress is being made. Slowly, painfully slowly, we are establishing a sustainable household economy. We desire to produce work of value for our neighbors and community-at-large, and simultaneously feed, clothe, and shelter our … More Momentum
The death of our dog left a pretty big hole. Not even this can of kittens could fill it. Boundaries and limits can actually be pretty wonderful. Our annual income can barely be quantified in the tens of thousands. If various expenses are included, the plural could be removed pretty easily. This is not a … More Bounty in scarcity